AshishDuggal

I've spent the last fourteen years inside India's BFSI sector — at Kotak Mahindra Bank, Standard Chartered, YES Bank and others — building MSME lending books, trade finance solutions and working-capital programmes for businesses across the country.

Along the way I learnt that small and mid-size enterprises don't just need credit — they need a partner that understands material flows, markets and money together. That conviction led me to co-found PaperClip, a unified platform built to solve the 3M Challenge for MSMEs.

I believe obstacles are opportunities for growth. Resilience and perseverance inspire confidence — in clients, in colleagues and in the businesses we serve.